Uber has changed the way we travel. With just a tap on your phone, a ride is available at your fingertips, making transportation more convenient than ever. As convenient as Uber is, it’s not without its risks. Accidents can happen, leading to potential passenger injuries.
This article explores the most common injuries in Uber-related accidents, the process of determining fault, and the legal steps involved in pursuing compensation.
Typical Injuries in Uber Accidents
Passengers in an Uber may suffer a wide range of injuries, particularly when the vehicle is in an accident. Some frequent injuries include:
Cervical Strain: This neck injury is common in rear-end collisions, which can lead to significant discomfort. Symptoms can be delayed, making it harder to recognize early on.
Bone Injuries: Accidents can easily cause fractures, especially in limbs. They may need surgery or prolonged recovery time.
Head and Brain Injuries: Brain injuries, including concussions, are often serious after crashes. Head injuries can affect cognition and health for a long time.
Herniated Discs and Paralysis: A severe impact may cause spinal cord damage, herniated discs, or even paralysis. They often result in long-term pain and expensive treatments.
Strains and Sprains: Muscle injuries, including sprains and tears, often occur. Though less visible, they can cause significant discomfort.
Deep Cuts and Wounds: Broken glass and debris often cause lacerations. Such cuts may need immediate medical attention, including surgery.
Figuring Out Fault in Uber Injury Cases
Understanding who is liable in an Uber injury case is often complex. Multiple parties might share the blame for an accident. The responsible party could be the Uber driver, another vehicle, or someone else.
The Uber Driver: Uber drivers can be held liable if they were negligent or reckless. Common causes include distracted driving or breaking traffic laws.
A Different Driver: When another driver causes the accident, they may be held responsible.
Uber as a Company: Uber may be liable in certain situations through its insurance policies. Uber offers up to $1 million in liability coverage during active rides.
Other Third Parties: Sometimes, accidents result from external factors like road hazards or defective parts. Liability could extend beyond drivers, requiring investigation into other causes.
What Uber’s Insurance Covers in Accidents
Uber provides different levels of insurance depending on the status of the trip. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.
No App Usage: If the driver is not using the Uber app, their personal insurance applies.
Driver Awaiting Ride Requests: While waiting for a ride request, Uber’s insurance offers minimal coverage. This includes up to $50,000 per person for injuries and $25,000 for property damage.
Active Uber Ride: While en route to pick up passengers or during the ride, Uber’s $1 million policy applies. The $1 million policy check here covers both liability and uninsured drivers, along with collision insurance.
Filing a Legal Claim After an Uber Accident
When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. The legal process can help victims recover lost wages, medical expenses, and damages.